What ACA marketplace plans are available in Charlotte County, Florida in 2026?

Charlotte County, Florida has 110 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $519 to $1,699 and a benchmark (second-lowest-cost silver) plan at $703 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $658.63/mo · deductible $8,000 · MOOP $8,400
Ambetter Health — Standard Silver · $702.52/mo · deductible $6,000 · MOOP $8,900
Florida Blue (BlueCross BlueShield FL) — BlueSelect Silver 1443 ($10 Labs / Rewards) · $708.34/mo · deductible $4,000 · MOOP $8,100

See the full Charlotte County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).