ACA Direct Answers

What ACA marketplace plans are available in Cherokee County, North Carolina in 2026?

Cherokee County, North Carolina has 36 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $551 to $1,345 and a benchmark (second-lowest-cost silver) plan at $729 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • AmeriHealth Caritas Next — AmeriHealth Caritas Next Silver Essential + No Referrals · $722.43/mo · deductible $6,100 · MOOP $9,000
  • AmeriHealth Caritas Next — AmeriHealth Caritas Next Silver Signature + No Referrals · $728.62/mo · deductible $6,000 · MOOP $8,900
  • AmeriHealth Caritas Next — AmeriHealth Caritas Next Silver Premier + No Referrals · $743.91/mo · deductible $400 · MOOP $10,200

See the full Cherokee County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).