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What ACA marketplace plans are available in Clarksville, Tennessee in 2026?

Clarksville, Tennessee (population 176,456), covering ZIP codes 37040, 37041, 37042, 37043, 37044 sits in Montgomery County, where 65 ACA marketplace plans from 5 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $752 per month for a 40-year-old. 2027 plans for Montgomery County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.

Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Tennessee (License #3002917563) · reviewed Jul 25, 2026

Three lowest-cost silver plans at age 40

  • Oscar Insurance Company — Silver Classic Standard · $750.75/mo · deductible $6,000 · MOOP $8,900
  • Oscar Insurance Company — Silver Simple PCP Saver · $752.48/mo · deductible $5,700 · MOOP $10,000
  • Oscar Insurance Company — Silver Simple Diabetes · $753.27/mo · deductible $6,500 · MOOP $10,000

See the Clarksville city page with stats and ZIP codes →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).