What ACA marketplace plans are available in Clay County, Florida in 2026?

Clay County, Florida has 146 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $516 to $2,203 and a benchmark (second-lowest-cost silver) plan at $711 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver · $704.26/mo · deductible $5,000 · MOOP $9,250
Oscar Health Maintenance Organization of Florida — Silver Classic Standard · $710.56/mo · deductible $6,000 · MOOP $8,900
Oscar Health Maintenance Organization of Florida — Silver Simple Breathe Easy with Enhanced COPD Benefits · $710.70/mo · deductible $6,200 · MOOP $9,600

See the full Clay County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).