What ACA marketplace plans are available in Clearwater, Florida in 2026?
Clearwater, Florida (population 117,247), covering ZIP codes 33755, 33756, 33757, 33758, 33759 and 8 more sits in Pinellas County, where 149 ACA marketplace plans from 7 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $645 per month for a 40-year-old. 2027 plans for Pinellas County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $640.75/mo · deductible $9,500 · MOOP $10,150
- Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) · $644.61/mo · deductible $9,500 · MOOP $10,150
- Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver | with AdventHealth · $645.13/mo · deductible $5,000 · MOOP $9,250
See the Clearwater city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).