What ACA marketplace plans are available in Cookeville, Tennessee in 2026?
Cookeville, Tennessee (population 36,088), covering ZIP codes 38501, 38502, 38503, 38505, 38506 sits in Putnam County, where 40 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $794 per month for a 40-year-old. 2027 plans for Putnam County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Tennessee (License #3002917563) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- BlueCross BlueShield of Tennessee — BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® · $776.40/mo · deductible $8,100 · MOOP $8,100
- BlueCross BlueShield of Tennessee — BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® · $793.80/mo · deductible $6,000 · MOOP $8,900
- Ambetter of Tennessee — Standard Silver · $796.04/mo · deductible $6,000 · MOOP $8,900
See the Cookeville city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).