What ACA marketplace plans are available in Cullman County, Alabama in 2026?
Cullman County, Alabama has 43 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $417 to $892 and a benchmark (second-lowest-cost silver) plan at $639 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Cullman County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Alabama (License #3002919099) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter of Alabama — Standard Silver · $633.72/mo · deductible $6,000 · MOOP $8,900
- Blue Cross and Blue Shield of Alabama — Blue Statewide Silver EPO · $639.41/mo · deductible $3,500 · MOOP $9,450
- Ambetter of Alabama — Focused Silver · $641.05/mo · deductible $6,300 · MOOP $8,400
See the full Cullman County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).