ACA Direct Answers

What ACA marketplace plans are available in Davidson County, North Carolina in 2026?

Davidson County, North Carolina has 89 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $420 to $1,075 and a benchmark (second-lowest-cost silver) plan at $546 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter of North Carolina — Standard Silver with Atrium Health · $540.11/mo · deductible $6,000 · MOOP $8,900
  • Ambetter of North Carolina — Focused Silver with Atrium Health · $545.64/mo · deductible $6,300 · MOOP $8,400
  • Ambetter of North Carolina — Standard Silver with Atrium Health + Vision + Adult Dental · $558.29/mo · deductible $6,000 · MOOP $8,900

See the full Davidson County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).