ACA Direct Answers

What ACA marketplace plans are available in Davidson County, Tennessee in 2026?

Davidson County, Tennessee has 65 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $546 to $1,046 and a benchmark (second-lowest-cost silver) plan at $752 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Oscar Insurance Company — Silver Classic Standard · $750.75/mo · deductible $6,000 · MOOP $8,900
  • Oscar Insurance Company — Silver Simple PCP Saver · $752.48/mo · deductible $5,700 · MOOP $10,000
  • Oscar Insurance Company — Silver Simple Diabetes · $753.27/mo · deductible $6,500 · MOOP $10,000

See the full Davidson County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).