What ACA marketplace plans are available in Dayton, Ohio in 2026?
Dayton, Ohio (population 136,579), covering ZIP codes 45401, 45402, 45403, 45404, 45405 and 38 more sits in Montgomery County, where 130 ACA marketplace plans from 8 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $536 per month for a 40-year-old. 2027 plans for Montgomery County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Ohio (License #1559549) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Antidote Health Plan of Ohio, Inc. — Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx · $525.61/mo · deductible $7,500 · MOOP $10,600
- Oscar Health Insurance — Silver Classic Standard · $535.58/mo · deductible $6,000 · MOOP $8,900
- MedMutual — Silver $5,800 w/ Virtual & Wellness ON-EX · $536.45/mo · deductible $5,800 · MOOP $9,800
See the Dayton city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).