What ACA marketplace plans are available in Dearborn, Michigan in 2026?
Dearborn, Michigan (population 107,423), covering ZIP codes 48120, 48121, 48123, 48124, 48126 and 1 more sits in Wayne County, where 64 ACA marketplace plans from 5 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $508 per month for a 40-year-old. 2027 plans for Wayne County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Michigan (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Care Network of Michigan — Blue Cross® Local HMO Silver Saver · $507.63/mo · deductible $5,800 · MOOP $7,650
- UnitedHealthcare — UHC Silver Value (No Referrals) · $507.80/mo · deductible $4,000 · MOOP $9,500
- UnitedHealthcare — UHC Silver Standard (No Referrals) · $510.76/mo · deductible $6,000 · MOOP $8,900
See the Dearborn city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).