What ACA marketplace plans are available in Decatur, Alabama in 2026?
Decatur, Alabama (population 57,361), covering ZIP codes 35601, 35602, 35603, 35609, 35699 sits in Morgan County, where 43 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $656 per month for a 40-year-old. 2027 plans for Morgan County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Alabama (License #3002919099) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross and Blue Shield of Alabama — Blue Statewide Silver EPO · $639.41/mo · deductible $3,500 · MOOP $9,450
- Blue Cross and Blue Shield of Alabama — Blue Standardized Statewide Silver EPO · $655.70/mo · deductible $6,000 · MOOP $8,900
- Blue Cross and Blue Shield of Alabama — Blue Cross Select Silver · $657.46/mo · deductible $5,000 · MOOP $10,600
See the Decatur city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).