What ACA marketplace plans are available in Desoto County, Florida in 2026?

Desoto County, Florida has 115 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $526 to $2,224 and a benchmark (second-lowest-cost silver) plan at $712 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $667.81/mo · deductible $8,000 · MOOP $8,400
Ambetter Health — Standard Silver · $712.31/mo · deductible $6,000 · MOOP $8,900
Molina Healthcare — Molina Silver Saver with Four Free PCP Visits · $714.92/mo · deductible $7,000 · MOOP $10,150

See the full Desoto County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).