ACA Direct Answers

What ACA marketplace plans are available in Emmet County, Iowa in 2026?

Emmet County, Iowa has 28 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $359 to $1,069 and a benchmark (second-lowest-cost silver) plan at $579 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Avera Health Plans — ConnectPlus Standard $6000 · $566.96/mo · deductible $6,000 · MOOP $8,900
  • Avera Health Plans — ConnectPlus $4500 · $579.05/mo · deductible $4,500 · MOOP $10,600
  • Wellmark Health Plan of Iowa, Inc. — Wellmark Silver Traditional HMO · $580.55/mo · deductible $5,000 · MOOP $7,500

See the full Emmet County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).