What ACA marketplace plans are available in Eugene, Oregon in 2026?
Eugene, Oregon (population 179,591), covering ZIP codes 97401, 97402, 97403, 97404, 97405 and 2 more sits in Lane County, where 50 ACA marketplace plans from 6 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $563 per month for a 40-year-old. 2027 plans for Lane County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Kaiser Permanente — KP Oregon Standard Silver Plan · $562.00/mo · deductible $6,100 · MOOP $9,200
- Moda Health Plan, Inc. — Moda Health Affinity Silver 6000 · $563.00/mo · deductible $6,000 · MOOP $8,250
- Kaiser Permanente — KP OR Silver 4000 · $572.00/mo · deductible $4,000 · MOOP $8,600
See the Eugene city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).