What ACA marketplace plans are available in Fargo, North Dakota in 2026?
Fargo, North Dakota (population 131,627), covering ZIP codes 58102, 58103, 58104, 58105, 58106 and 8 more sits in Cass County, where 40 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $465 per month for a 40-year-old. 2027 plans for Cass County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Sanford Health Plan — Sanford Individual TRUE $3,500 · $447.17/mo · deductible $3,500 · MOOP $9,750
- Sanford Health Plan — Sanford Individual TRUE Standardized $6,000 · $465.22/mo · deductible $6,000 · MOOP $8,900
- Sanford Health Plan — Sanford Individual TRUE $4,750 · $480.07/mo · deductible $4,750 · MOOP $9,750
See the Fargo city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).