What ACA marketplace plans are available in Fort Smith, Arkansas in 2026?
Fort Smith, Arkansas (population 89,805), covering ZIP codes 72901, 72902, 72903, 72904, 72905 and 8 more sits in Sebastian County, where 52 ACA marketplace plans from 4 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $774 per month for a 40-year-old. 2027 plans for Sebastian County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Arkansas (License #20983651) · reviewed Jul 27, 2026
Three lowest-cost silver plans at age 40
- Octave — Octave Silver Standardized · $752.74/mo · deductible $6,000 · MOOP $8,900
- Arkansas Blue Cross and Blue Shield — Silver Standardized · $773.96/mo · deductible $6,000 · MOOP $8,900
- Octave — Octave Silver AH · $774.65/mo · deductible $6,250 · MOOP $6,450
See the Fort Smith city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).