What ACA marketplace plans are available in Franklin County, Florida in 2026?

Franklin County, Florida has 66 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $482 to $1,859 and a benchmark (second-lowest-cost silver) plan at $653 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $612.66/mo · deductible $8,000 · MOOP $8,400
Capital Health Plan — Capital Health Plan HMO Silver 2400 · $652.80/mo · deductible $7,000 · MOOP $8,900
Ambetter Health — Standard Silver · $653.48/mo · deductible $6,000 · MOOP $8,900

See the full Franklin County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).