ACA Direct Answers

What ACA marketplace plans are available in Gaines County, Texas in 2026?

Gaines County, Texas has 42 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $420 to $823 and a benchmark (second-lowest-cost silver) plan at $697 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross and Blue Shield of Texas — Blue Advantage Silver HMO℠ 801 · $690.25/mo · deductible $4,000 · MOOP $9,200
  • Blue Cross and Blue Shield of Texas — Blue Advantage Silver HMO℠ Standard · $697.16/mo · deductible $6,000 · MOOP $8,900
  • Blue Cross and Blue Shield of Texas — Blue Advantage Silver HMO℠ 205 · $704.84/mo · deductible $1,450 · MOOP $10,600

See the full Gaines County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).