What ACA marketplace plans are available in Gainesville, Florida in 2026?
Gainesville, Florida (population 145,702), covering ZIP codes 32601, 32602, 32603, 32604, 32605 and 12 more sits in Alachua County, where 101 ACA marketplace plans from 5 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $733 per month for a 40-year-old. 2027 plans for Alachua County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter Health — Clarity Silver · $693.99/mo · deductible $8,000 · MOOP $8,400
- Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $732.84/mo · deductible $9,500 · MOOP $10,150
- Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) · $737.25/mo · deductible $9,500 · MOOP $10,150
See the Gainesville city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).