ACA Direct Answers

What ACA marketplace plans are available in Garfield County, Montana in 2026?

Garfield County, Montana has 30 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $313 to $832 and a benchmark (second-lowest-cost silver) plan at $716 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Mountain Health CO-OP — Plus Silver Standard · $708.14/mo · deductible $6,000 · MOOP $8,900
  • Mountain Health CO-OP — Peak PPO Silver Standard · $716.34/mo · deductible $6,000 · MOOP $8,900
  • Mountain Health CO-OP — Peak PPO Silver · $721.46/mo · deductible $8,000 · MOOP $9,500

See the full Garfield County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).