ACA Direct Answers

What ACA marketplace plans are available in Garfield County, Oklahoma in 2026?

Garfield County, Oklahoma has 41 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $499 to $1,177 and a benchmark (second-lowest-cost silver) plan at $705 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Medica — Harmony by Medica Silver $0 Copay PCP Visits · $704.13/mo · deductible $3,500 · MOOP $10,450
  • Medica — Harmony by Medica Silver Share · $705.30/mo · deductible $3,525 · MOOP $8,850
  • Mending Health — MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) · $747.37/mo · deductible $2,300 · MOOP $10,150

See the full Garfield County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).