ACA Direct Answers

What ACA marketplace plans are available in Gaston County, North Carolina in 2026?

Gaston County, North Carolina has 60 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $493 to $964 and a benchmark (second-lowest-cost silver) plan at $640 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter of North Carolina — Standard Silver with Atrium Health · $633.66/mo · deductible $6,000 · MOOP $8,900
  • Ambetter of North Carolina — Focused Silver with Atrium Health · $640.14/mo · deductible $6,300 · MOOP $8,400
  • Ambetter of North Carolina — Standard Silver with Atrium Health + Vision + Adult Dental · $654.98/mo · deductible $6,000 · MOOP $8,900

See the full Gaston County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).