What ACA marketplace plans are available in Grand Rapids, Michigan in 2026?
Grand Rapids, Michigan (population 198,535), covering ZIP codes 49501, 49502, 49503, 49504, 49505 and 21 more sits in Kent County, where 80 ACA marketplace plans from 7 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $471 per month for a 40-year-old. 2027 plans for Kent County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Michigan (License #20983651) · reviewed Jul 28, 2026
Three lowest-cost silver plans at age 40
- Oscar Insurance Company — Silver Classic Standard · $471.29/mo · deductible $6,000 · MOOP $8,900
- Oscar Insurance Company — Silver Simple PCP Saver · $471.47/mo · deductible $5,500 · MOOP $9,800
- Oscar Insurance Company — Silver Classic · $475.55/mo · deductible $5,600 · MOOP $8,400
See the Grand Rapids city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).