ACA Direct Answers

What ACA marketplace plans are available in Gulf County, Florida in 2026?

Gulf County, Florida has 77 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $505 to $1,902 and a benchmark (second-lowest-cost silver) plan at $684 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter Health — Clarity Silver · $641.09/mo · deductible $8,000 · MOOP $8,400
  • Ambetter Health — Standard Silver · $683.81/mo · deductible $6,000 · MOOP $8,900
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $688.75/mo · deductible $9,500 · MOOP $10,150

See the full Gulf County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).