ACA Direct Answers

What ACA marketplace plans are available in Hardee County, Florida in 2026?

Hardee County, Florida has 126 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $637 to $2,742 and a benchmark (second-lowest-cost silver) plan at $876 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter Health — Clarity Silver · $830.88/mo · deductible $8,000 · MOOP $8,400
  • Wellpoint — Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $875.53/mo · deductible $3,500 · MOOP $10,150
  • Wellpoint — Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) · $879.06/mo · deductible $1,850 · MOOP $9,100

See the full Hardee County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).