ACA Direct Answers

What ACA marketplace plans are available in Hays County, Texas in 2026?

Hays County, Texas has 102 ACA marketplace plans from 9 insurers in 2026, with monthly premiums for a 40-year-old ranging from $322 to $1,082 and a benchmark (second-lowest-cost silver) plan at $610 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Sendero Health Plans, Local Nonprofit — Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs · $607.90/mo · deductible $6,000 · MOOP $8,900
  • CHRISTUS Health Plan — CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) · $609.68/mo · deductible $6,000 · MOOP $8,900
  • Sendero Health Plans, Local Nonprofit — Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs · $624.97/mo · deductible $4,250 · MOOP $7,750

See the full Hays County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).