What ACA marketplace plans are available in Hernando County, Florida in 2026?

Hernando County, Florida has 106 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $477 to $1,648 and a benchmark (second-lowest-cost silver) plan at $656 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Oscar Health Maintenance Organization of Florida — Silver Simple PCP Saver · $650.20/mo · deductible $5,000 · MOOP $9,250
Oscar Health Maintenance Organization of Florida — Silver Classic Standard · $656.01/mo · deductible $6,000 · MOOP $8,900
Oscar Health Maintenance Organization of Florida — Silver Simple Breathe Easy with Enhanced COPD Benefits · $656.15/mo · deductible $6,200 · MOOP $9,600

See the full Hernando County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).