ACA Direct Answers

What ACA marketplace plans are available in Hillsborough County, Florida in 2026?

Hillsborough County, Florida has 173 ACA marketplace plans from 8 insurers in 2026, with monthly premiums for a 40-year-old ranging from $475 to $2,296 and a benchmark (second-lowest-cost silver) plan at $648 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) · $645.22/mo · deductible $9,500 · MOOP $10,025
  • Ambetter Health — Clarity Silver · $648.49/mo · deductible $8,000 · MOOP $8,400
  • Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) · $649.17/mo · deductible $9,500 · MOOP $10,025

See the full Hillsborough County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).