ACA Direct Answers

What ACA marketplace plans are available in Hillsdale County, Michigan in 2026?

Hillsdale County, Michigan has 58 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $377 to $978 and a benchmark (second-lowest-cost silver) plan at $448 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter from Meridian — Clear Silver · $444.69/mo · deductible $7,000 · MOOP $7,000
  • Ambetter from Meridian — Standard Silver · $448.22/mo · deductible $6,000 · MOOP $8,900
  • Ambetter from Meridian — Standard Silver + Vision + Adult Dental · $464.71/mo · deductible $6,000 · MOOP $8,900

See the full Hillsdale County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).