What ACA marketplace plans are available in Indian River County, Florida in 2026?

Indian River County, Florida has 121 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $288 to $2,224 and a benchmark (second-lowest-cost silver) plan at $591 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $554.22/mo · deductible $8,000 · MOOP $8,400
Ambetter Health — Standard Silver · $591.15/mo · deductible $6,000 · MOOP $8,900
Health First Commercial Plans, Inc. — Silver Savings 1821 (Primary Care Copay, Open Access) · $591.92/mo · deductible $4,500 · MOOP $8,000

See the full Indian River County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).