What ACA marketplace plans are available in Kalispell, Montana in 2026?
Kalispell, Montana (population 28,504), covering ZIP codes 59901, 59903, 59904 sits in Flathead County, where 39 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $671 per month for a 40-year-old. 2027 plans for Flathead County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Montana (License #3002917427) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ Standard · $655.91/mo · deductible $6,000 · MOOP $8,900
- Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ 206 · $671.37/mo · deductible $3,500 · MOOP $8,900
- Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ 903 · $687.54/mo · deductible $7,250 · MOOP $7,250
See the Kalispell city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).