What ACA marketplace plans are available in Lafayette County, Florida in 2026?

Lafayette County, Florida has 58 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $732 to $1,828 and a benchmark (second-lowest-cost silver) plan at $991 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Ambetter Health — Clarity Silver · $929.27/mo · deductible $8,000 · MOOP $8,400
Ambetter Health — Standard Silver · $991.19/mo · deductible $6,000 · MOOP $8,900
Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) · $991.40/mo · deductible $9,500 · MOOP $10,150

See the full Lafayette County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).