ACA Direct Answers

What ACA marketplace plans are available in Lake County, Montana in 2026?

Lake County, Montana has 39 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $317 to $903 and a benchmark (second-lowest-cost silver) plan at $671 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ Standard · $655.91/mo · deductible $6,000 · MOOP $8,900
  • Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ 206 · $671.37/mo · deductible $3,500 · MOOP $8,900
  • Blue Cross and Blue Shield of Montana — Blue Focus Silver POS℠ 903 · $687.54/mo · deductible $7,250 · MOOP $7,250

See the full Lake County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).