What ACA marketplace plans are available in Lake Havasu City, Arizona in 2026?
Lake Havasu City, Arizona (population 58,359), covering ZIP codes 86403, 86404, 86405, 86406 sits in Mohave County, where 24 ACA marketplace plans from 2 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $901 per month for a 40-year-old. 2027 plans for Mohave County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Arizona (License #20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross Blue Shield of Arizona — AZ Blue ACA StandardHealth Silver with Health Choice · $885.60/mo · deductible $6,000 · MOOP $8,900
- UnitedHealthcare — UHC Silver Standard · $900.56/mo · deductible $6,000 · MOOP $8,900
- UnitedHealthcare — UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) · $902.83/mo · deductible $4,500 · MOOP $10,150
See the Lake Havasu City city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).