What ACA marketplace plans are available in Laredo, Texas in 2026?
Laredo, Texas (population 257,619), covering ZIP codes 78040, 78041, 78042, 78043, 78044 and 2 more sits in Webb County, where 45 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $652 per month for a 40-year-old. 2027 plans for Webb County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Texas (License #3124008) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter from Superior HealthPlan — Standard Silver · $648.73/mo · deductible $6,000 · MOOP $8,900
- Ambetter from Superior HealthPlan — Focused Silver · $652.06/mo · deductible $6,300 · MOOP $8,400
- Ambetter from Superior HealthPlan — Enhanced Diabetes Care Silver with $0 Drug Options · $658.18/mo · deductible $5,000 · MOOP $8,650
See the Laredo city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).