ACA Direct Answers

What ACA marketplace plans are available in Lauderdale County, Tennessee in 2026?

Lauderdale County, Tennessee has 65 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $466 to $859 and a benchmark (second-lowest-cost silver) plan at $654 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Ambetter of Tennessee — Standard Silver · $646.11/mo · deductible $6,000 · MOOP $8,900
  • BlueCross BlueShield of Tennessee — BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® · $654.32/mo · deductible $8,100 · MOOP $8,100
  • Oscar Insurance Company — Silver Classic Standard · $662.85/mo · deductible $6,000 · MOOP $8,900

See the full Lauderdale County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).