ACA Direct Answers

What ACA marketplace plans are available in Lubbock County, Texas in 2026?

Lubbock County, Texas has 74 ACA marketplace plans from 5 insurers in 2026, with monthly premiums for a 40-year-old ranging from $487 to $1,002 and a benchmark (second-lowest-cost silver) plan at $779 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Baylor Scott and White Health Plan — BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) · $779.08/mo · deductible $6,000 · MOOP $8,900
  • Baylor Scott and White Health Plan — BSW Prime Silver HMO 005 · $779.39/mo · deductible $3,000 · MOOP $9,000
  • Baylor Scott and White Health Plan — BSW Prime Silver HMO 008 · $780.01/mo · deductible $5,000 · MOOP $8,500

See the full Lubbock County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).