ACA Direct Answers

What ACA marketplace plans are available in McKenzie County, North Dakota in 2026?

McKenzie County, North Dakota has 19 ACA marketplace plans from 2 insurers in 2026, with monthly premiums for a 40-year-old ranging from $374 to $731 and a benchmark (second-lowest-cost silver) plan at $628 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross Blue Shield of North Dakota — DakotaBlue Trinity Silver ($5 Value Based Drug List) · $603.84/mo · deductible $3,500 · MOOP $9,500
  • Sanford Health Plan — Sanford Individual Simplicity $3,500 · $628.26/mo · deductible $3,500 · MOOP $9,750
  • Sanford Health Plan — Sanford Individual Simplicity Standardized $6,000 · $639.29/mo · deductible $6,000 · MOOP $8,900

See the full McKenzie County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).