ACA Direct Answers

What ACA marketplace plans are available in McLean County, North Dakota in 2026?

McLean County, North Dakota has 37 ACA marketplace plans from 3 insurers in 2026, with monthly premiums for a 40-year-old ranging from $346 to $884 and a benchmark (second-lowest-cost silver) plan at $533 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Sanford Health Plan — Sanford Individual TRUE $3,500 · $511.89/mo · deductible $3,500 · MOOP $9,750
  • Sanford Health Plan — Sanford Individual TRUE Standardized $6,000 · $532.56/mo · deductible $6,000 · MOOP $8,900
  • Sanford Health Plan — Sanford Individual TRUE $4,750 · $549.55/mo · deductible $4,750 · MOOP $9,750

See the full McLean County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).