What ACA marketplace plans are available in Medford, Oregon in 2026?
Medford, Oregon (population 86,315), covering ZIP codes 97501, 97504 sits in Jackson County, where 41 ACA marketplace plans from 5 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $605 per month for a 40-year-old. 2027 plans for Jackson County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- PacificSource Health Plans — Core Silver 7500 · $591.00/mo · deductible $7,500 · MOOP $8,400
- Moda Health Plan, Inc. — Moda Health Affinity Silver 6000 · $605.00/mo · deductible $6,000 · MOOP $8,250
- Moda Health Plan, Inc. — Moda Health Affinity Silver 4500 · $622.00/mo · deductible $4,500 · MOOP $8,000
See the Medford city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).