What ACA marketplace plans are available in Minot, North Dakota in 2026?
Minot, North Dakota (population 47,791), covering ZIP codes 58701, 58702, 58703, 58707 sits in Ward County, where 28 ACA marketplace plans from 3 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $628 per month for a 40-year-old. 2027 plans for Ward County are now available.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, Licensed Insurance Agent (NPN 20983651) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Blue Cross Blue Shield of North Dakota — DakotaBlue Trinity Silver ($5 Value Based Drug List) · $603.84/mo · deductible $3,500 · MOOP $9,500
- Sanford Health Plan — Sanford Individual Simplicity $3,500 · $628.26/mo · deductible $3,500 · MOOP $9,750
- Sanford Health Plan — Sanford Individual Simplicity Standardized $6,000 · $639.29/mo · deductible $6,000 · MOOP $8,900
See the Minot city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).