ACA Direct Answers

What ACA marketplace plans are available in Monroe County, Alabama in 2026?

Monroe County, Alabama has 12 ACA marketplace plans from 1 insurers in 2026, with monthly premiums for a 40-year-old ranging from $417 to $892 and a benchmark (second-lowest-cost silver) plan at $656 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • Blue Cross and Blue Shield of Alabama — Blue Statewide Silver EPO · $639.41/mo · deductible $3,500 · MOOP $9,450
  • Blue Cross and Blue Shield of Alabama — Blue Standardized Statewide Silver EPO · $655.70/mo · deductible $6,000 · MOOP $8,900
  • Blue Cross and Blue Shield of Alabama — Blue Cross Select Silver · $657.46/mo · deductible $5,000 · MOOP $10,600

See the full Monroe County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).