What ACA marketplace plans are available in Monroe County, Florida in 2026?
Monroe County, Florida has 33 ACA marketplace plans from 1 insurers in 2026, with monthly premiums for a 40-year-old ranging from $949 to $3,051 and a benchmark (second-lowest-cost silver) plan at $1,278 per month, per the CMS PY2026 QHP Landscape file. 2027 plans for Monroe County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Florida Blue (BlueCross BlueShield FL) — BlueSelect Silver 1443 ($10 Labs / Rewards) · $1,272.01/mo · deductible $4,000 · MOOP $8,100
- Florida Blue (BlueCross BlueShield FL) — BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) · $1,277.62/mo · deductible $4,000 · MOOP $8,100
- Florida Blue (BlueCross BlueShield FL) — BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) · $1,288.81/mo · deductible $4,000 · MOOP $8,100
See the full Monroe County plan table with all issuers, metal tiers, and cost-sharing →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).