ACA Direct Answers

What ACA marketplace plans are available in Montgomery County, Texas in 2026?

Montgomery County, Texas has 112 ACA marketplace plans from 7 insurers in 2026, with monthly premiums for a 40-year-old ranging from $432 to $889 and a benchmark (second-lowest-cost silver) plan at $668 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

  • UnitedHealthcare — UHC Kelsey-Seybold Silver Copay Focus $0 Indiv Med Ded · $652.92/mo · deductible $0 · MOOP $9,200
  • UnitedHealthcare — UHC Kelsey-Seybold Silver Copay Focus+ $0 Indiv Med Ded (Dental + Vision) · $667.85/mo · deductible $0 · MOOP $9,200
  • Ambetter from Superior HealthPlan — Standard Silver VALUE · $679.79/mo · deductible $6,000 · MOOP $8,900

See the full Montgomery County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).