What ACA marketplace plans are available in Oak Ridge, Tennessee in 2026?
Oak Ridge, Tennessee (population 32,693), covering ZIP codes 37830, 37831 sits in Anderson County, where 50 ACA marketplace plans from 4 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $680 per month for a 40-year-old. 2027 plans for Anderson County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Tennessee (License #3002917563) · reviewed Jul 27, 2026
Three lowest-cost silver plans at age 40
- Ambetter of Tennessee — Standard Silver · $668.66/mo · deductible $6,000 · MOOP $8,900
- BlueCross BlueShield of Tennessee — BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® · $679.55/mo · deductible $8,100 · MOOP $8,100
- Ambetter of Tennessee — Enhanced Diabetes Care Silver with $0 Drug Options · $686.09/mo · deductible $5,000 · MOOP $8,650
See the Oak Ridge city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).