What ACA marketplace plans are available in Orlando, Florida in 2026?
Orlando, Florida (population 319,758), covering ZIP codes 32801, 32802, 32803, 32804, 32805 and 54 more sits in Orange County, where 208 ACA marketplace plans from 11 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $680 per month for a 40-year-old. 2027 plans for Orange County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter Health — Clarity Silver · $675.76/mo · deductible $8,000 · MOOP $8,400
- Health First Commercial Plans, Inc. — Silver Savings 1821 (Primary Care Copay, Open Access) · $680.08/mo · deductible $4,500 · MOOP $8,000
- Florida Blue HMO (a BlueCross BlueShield FL company) — myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) · $681.98/mo · deductible $9,500 · MOOP $10,025
See the Orlando city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).