What ACA marketplace plans are available in Otsego County, Michigan in 2026?

Otsego County, Michigan has 36 ACA marketplace plans from 4 insurers in 2026, with monthly premiums for a 40-year-old ranging from $409 to $982 and a benchmark (second-lowest-cost silver) plan at $656 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Blue Care Network of Michigan — Blue Cross® Preferred HMO Silver Saver · $645.44/mo · deductible $5,800 · MOOP $7,650
Priority Health — MyPriority Premier Silver · $656.21/mo · deductible $5,500 · MOOP $9,500
McLaren Health Plan Community — MHP Silver Exchange Rewards · $670.58/mo · deductible $2,000 · MOOP $9,000

See the full Otsego County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).