What ACA marketplace plans are available in Ottawa County, Michigan in 2026?

Ottawa County, Michigan has 67 ACA marketplace plans from 6 insurers in 2026, with monthly premiums for a 40-year-old ranging from $356 to $1,217 and a benchmark (second-lowest-cost silver) plan at $471 per month, per the CMS PY2026 QHP Landscape file.

Updated July 21, 2026 · Reviewed by Jason Burns, Editorial Steward

Three lowest-cost silver plans at age 40

Oscar Insurance Company — Silver Classic Standard · $471.29/mo · deductible $6,000 · MOOP $8,900
Oscar Insurance Company — Silver Simple PCP Saver · $471.47/mo · deductible $5,500 · MOOP $9,800
Oscar Insurance Company — Silver Classic · $475.55/mo · deductible $5,600 · MOOP $8,400

See the full Ottawa County plan table with all issuers, metal tiers, and cost-sharing →

Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).