What ACA marketplace plans are available in Palm Bay, Florida in 2026?
Palm Bay, Florida (population 130,132), covering ZIP codes 32905, 32906, 32907, 32908, 32909 and 2 more sits in Brevard County, where 152 ACA marketplace plans from 8 insurers are available in 2026 with a benchmark (second-lowest-cost silver) plan at $572 per month for a 40-year-old. 2027 plans for Brevard County are now available — to compare them and enroll, call United Enrollment Services, a licensed insurance agency, at 1-866-401-4116.
Updated July 23, 2026 · Reviewed by Jason Burns, Editorial Steward
Reviewed by Heather Fabrizio, licensed in Florida (License #G064409) · reviewed Jul 25, 2026
Three lowest-cost silver plans at age 40
- Ambetter Health — Clarity Silver · $560.18/mo · deductible $8,000 · MOOP $8,400
- Health First Commercial Plans, Inc. — Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) · $571.85/mo · deductible $4,700 · MOOP $8,000
- Health First Commercial Plans, Inc. — Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) · $573.57/mo · deductible $4,700 · MOOP $8,000
See the Palm Bay city page with stats and ZIP codes →
Source: PY2026 QHP Landscape, Individual Market Medical (CMS Public Use File, released May 2026).